body {margin:0px; background-color:#fff}

td {vertical-align:top; font-family:verdana,helvetica; font-size:11px; color:#000}
td.middle{vertical-align:middle}

a {font-family:verdana,helvetica; font-size:11px; color:#B55400}
a:hover {font-family:verdana,helvetica; font-size:11px; color:#CF7E38}

.contenthead {font-family:verdana,helvetica; font-size:14px; font-weight:bold; color:#003F77}

.footer {font-family:verdana,helvetica; font-size:9px; color:#003F77}
a.footer {font-family:verdana,helvetica; font-size:9px; color:#003F77}
a.footer:hover {font-family:verdana,helvetica; font-size:9px; color:#6B86BA}

i {font-style:italic}

.tiphead {font-family:verdana,helvetica; font-size:15px; font-weight:bold; color:#B55400}
.tipsubhead {font-family:Times New Roman; font-size:14px; font-weight:bold; color:#003F77}
.tip {font-family:Times New Roman; font-size:12px; color:#003F77}